Friends of The Transaction Group have set up a blog that links to 30 reputable organizations accepting donations for Haiti charities. Most of the sites have online credit card processing capabilities so you can make a donation to Haiti relief with the ease and safety of using your credit card. EVERY DOLLAR makes a BIG difference so please give in some way if you can. Click on Haiti charities to visit their blog.
Tags: Charities, Haiti Charities
The netSpend prepaid Visa or Mastercard gives you all the convenience of a debit or credit card, without the risk.
Since it is funded by your own money, there’s never a chance of going over your limit or paying overdraft fees and penalties.
And it’s convenient. You can even have all or part your paycheck automatically deposited. You simply print out our form and give it to your employer. Social Security and other government checks can also be deposited directly, saving you from the risk of mailbox theft.
When you want to use cash to load your netSpend card, simply take your card along to participating grocery or check cashing stores. You’ll find a complete list of locations on our website. The money is then available to use within minutes.
Transferring from a checking or savings account, or from PayPal, is easy too. Howev Read more…
Tags: Mastercard, Netspend Prepaid, Netspend Prepaid Visa, Prepaid Visa
Less than one in 20 credit cards offers cashback rewards today on card spending, while over a quarter of cards offered this six years ago, according to a study by data provider Defaqto.
Reward cards generally fall into four categories: Airmiles, cashback, points schemes and shopping rewards.
As cashback offers can be the most expensive of these four, David Black from Defaqto believes providers will begin to pare them back as the cost of the recession hits their balance sheets.
He said: ‘Credit card providers are facing a number of hits on their established income streams and I regard it as inevitable that credit cards on offer will become less attractive as the providers seek to regain the lost income in other ways and also cut back on the cost of reward schemes.’
Cashback deals have also become more complicated in recent years: providers now offer tiered interest rates ‘ based on a customer’s annual spend ‘ capped rewards and enhanced cashback, but only on specific spends.
Tags: Cards, Credit Cards
If you were born after 1980 you probably take the existence of credit cards for granted. You’ve been seeing them in use your entire life. But in the larger scheme of things, they really are a recent development.
Credit cards were first issued by oil companies and department stores in the early 1900′s – to be used only at their own establishments. Rather than offers of long-term credit, these cardboard or metal cards were a convenience for customers who then paid the entire bill at month’s end. Thus they were really “charge cards” rather than “credit cards.”
1946 saw the first bank-issued charge card, restricted only to customers of John Biggin’s bank in Brooklyn, and good only at local business establishments. Read more…
Tags: Cards, Credit Cards
The supermarket giant doubled the discounts on its popular Clubcard during the festive period to entice more shoppers into its stores.
These reward cards are increasingly popular among bargain-hunting shoppers as they get cash back or discounts off future spending.
More than 15 million people have at least one loyalty card – such as a Tesco Clubcard, Nectar or Boots Advantage.
At the same time, rewards offered by credit card companies have dwindled. About 30 cards offer rewards for spending (see box), compared with 140 five years ago.
American Express is bucking the trend and has just launched a rewards credit card. It awards three points for every £1 spent with the big supermarket chains, up to a maximum of £500 a month.
Spending over this amount receives one point per £1. Two points are awarded for every £1 spent in leading department stores.
Tags: Card, Card Rewards
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