Credit Card Now

Photo by Kevin Dooley

Okay, well you’ll obviously spend more than a dime if you bust out the credit cards during this weekend of shopping bliss. But the object is to just save as much as you possibly can, right?

So if you were in too much of a turkey coma to hit the stores at 4 a.m. on Black Friday, don’t fret—you can still redeem yourself today. Cyber Monday is in full swing and my inbox has been blowing up all day long with last-minute deals.

Why not skip out on that boring monday-afternoon meeting and take advantage of the best online bargains you’ll find all year long? Get started by checking out the following 3 sites to not only help navigate all the madness, but also quickly cash in on some sweet Cyber Monday deals.

CyberMonday.com

Your first stop should always be here. CyberMo

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Tags: Dime

When people envision a person with bad credit, they may imagine a worn down casino dweller who has visited the wrong loan shark one or two many times.  But in reality, most people with bad credit are much more like the guy or girl next door.

Bad credit can happen to normal, everyday Americans who have never made any life-destroying decisions or been careless with their money. There are countless good people out there who are in bad credit situations simply because they don’t understand the basics of maintaining their credit score.

Brush up on the fundamentals of building good credit and keep the bad credit blues away.

The 3 Money Mistakes Anyone Can Make

Ignoring your credit utilization ratio

Let’s say a person gets their first credit card with a $1000 limit. Now,

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Tags: bad credit, People

It is not an easy task to ask for donations from people in any community. You need to approach people with tact and not appear as if you are forcing them to pay up. You can write donation request letters to prospective donors. This will help the donor know more about your non-profit organization. The donation request letter should be written in such a manner that it elicits interest about your organization in the donor’s mind. This will help the donor call you over for more information, and if you are lucky enough, get money for your cause. But how do you write a solicitation letter for donations? You can use some of these sample donation request letters as a base to draft your own letters. Read more…

Tags: Donation Request, Request

There used to be thousands of student credit card offers out there, all competing for clients. College students just had to walk on campus, fill out a form, and presto: a brand new credit card, no credit check or history required. These days, though, things aren’t so simple, and credit card offers are fewer and further between.

What happened?

There are a number of reasons that student credit card offers have slowed over the past year or so. The main two, though, are the economy and new federal laws involving credit cards, primarily the Credit Card Reform Act. While the Credit Card Reform Act is generally a good thing, it has made it harder for students to get credit cards.

In the past, companies were pretty reckless with student credit card offers. They knew most students would make a strong effort to repay their debts, that they’d accumulate a lot of debt, and that their parents would help them out.

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Tags: Card Offers, Credit Card, Credit Card Offers, Offers

MasterCard announced today that it would be expanding its Overwhelming Offers program on its online shopping portal, MasterCard MarketPlace. Every day from now through December 24, 2010, excluding Thanksgiving, MasterCard will launch offers at 1pm EST providing cardholders the opportunity to earn savings of 50% or more off on purchases from brand-name merchants such as Barnes & Nobles or Toys “R” Us. For instance, today’s deal offers a $50 statement credit for making a purchase of at least $100 at PETCO. Deals are offered on a first-come first-basis, are limited in quantity and registration on MasterCard’s site is required.

Tags: Mastercard Marketplace, Offers, Overwhelming Offers