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	<title>Credit Card Now &#187; Credit Cards Now</title>
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	<description>Get a Low APR Credit Card</description>
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		<title>Payday loans: bishop hits out at &#8216;sinful&#8217; interest rates</title>
		<link>http://creditcard-now.com/credit-cards-now/payday-loans-bishop-hits-out-at-sinful-interest-rates</link>
		<comments>http://creditcard-now.com/credit-cards-now/payday-loans-bishop-hits-out-at-sinful-interest-rates#comments</comments>
		<pubDate>Wed, 16 May 2012 05:46:20 +0000</pubDate>
		<dc:creator>Jason Howard</dc:creator>
				<category><![CDATA[Credit Cards Now]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[The bishop of Durham has described the interest rates charged by payday lenders as sinful and usurious, but says they are the only resort for many families desperate for money. Citing the 4,214% APR charged by the UK&#8217;s highest profile short-term lender Wonga, the Rt Rev Justin Welby said his worry was people would get [...]]]></description>
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		<title>Americans are using less cash than 10 years ago, survey says</title>
		<link>http://creditcard-now.com/credit-cards-now/americans-are-using-less-cash-than-10-years-ago-survey-says</link>
		<comments>http://creditcard-now.com/credit-cards-now/americans-are-using-less-cash-than-10-years-ago-survey-says#comments</comments>
		<pubDate>Thu, 03 May 2012 03:24:17 +0000</pubDate>
		<dc:creator>Jason Howard</dc:creator>
				<category><![CDATA[Credit Cards Now]]></category>
		<category><![CDATA[Ago Survey]]></category>
		<category><![CDATA[Survey]]></category>

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		<description><![CDATA[With Mother&#8217;s Day upon us, how will consumers pay for that bouquet of flowers for mom? The results of a recent survey say Americans will ditch the cash and make purchases electronically. According to a survey by MasterCard, U.S. consumers say they are using less cash than they did 10 years ago &#8212; specifically, three out [...]]]></description>
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		<title>Credit Card FAQ: What Are Credit Cards?</title>
		<link>http://creditcard-now.com/credit-cards-now/credit-card-faq-what-are-credit-cards</link>
		<comments>http://creditcard-now.com/credit-cards-now/credit-card-faq-what-are-credit-cards#comments</comments>
		<pubDate>Fri, 13 Apr 2012 09:29:21 +0000</pubDate>
		<dc:creator>Jason Howard</dc:creator>
				<category><![CDATA[Credit Cards Now]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Cards]]></category>

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		<description><![CDATA[Whether it is paying for emergency costs, managing major purchases or enjoying more financial flexibility during a shopping spree, credit cards help people get the most out of our finances. In their most basic form, credit cards are like ongoing small loans. Issuers give people what is known as a “line of credit” and a [...]]]></description>
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		<title>The interest-free credit card trap snaring unwitting borrowers</title>
		<link>http://creditcard-now.com/credit-cards-now/the-interest-free-credit-card-trap-snaring-unwitting-borrowers</link>
		<comments>http://creditcard-now.com/credit-cards-now/the-interest-free-credit-card-trap-snaring-unwitting-borrowers#comments</comments>
		<pubDate>Sat, 07 Apr 2012 20:27:59 +0000</pubDate>
		<dc:creator>Jason Howard</dc:creator>
				<category><![CDATA[Credit Cards Now]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

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		<description><![CDATA[Credit card companies are using &#8220;shameful practices&#8221; to maximise profits from customers on interest-free balance transfer deals, the managing director of a bank has claimed. Brian Cole, of Capital One in the UK, the bank that first introduced zero-interest balance transfers to Britain in the 90s, says: &#8220;There&#8217;s a lot of practice in the [banking] [...]]]></description>
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		<title>Sally Herigstad: Reduced payment plans not offered by all credit card issuers</title>
		<link>http://creditcard-now.com/credit-cards-now/sally-herigstad-reduced-payment-plans-not-offered-by-all-credit-card-issuers</link>
		<comments>http://creditcard-now.com/credit-cards-now/sally-herigstad-reduced-payment-plans-not-offered-by-all-credit-card-issuers#comments</comments>
		<pubDate>Mon, 02 Apr 2012 18:34:56 +0000</pubDate>
		<dc:creator>Jason Howard</dc:creator>
				<category><![CDATA[Credit Cards Now]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card]]></category>

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		<description><![CDATA[Dear To Her Credit, I have been in financial hardship for a couple of years now. It started with divorce, spousal support, child support, lawyer fees and a small-time business that I got myself into, but did not succeed. All these led to credit card debts. Everything was getting charged to my credit cards. I [...]]]></description>
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