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	<title>Credit Card Now &#187; Credit Cards Articles</title>
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	<description>Get a Low APR Credit Card</description>
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		<title>Adam Smith Talking About Debt: Who is He?</title>
		<link>http://creditcard-now.com/financial-tips/adam-smith-talking-about-debt-who-is-he</link>
		<comments>http://creditcard-now.com/financial-tips/adam-smith-talking-about-debt-who-is-he#comments</comments>
		<pubDate>Fri, 11 May 2012 10:37:22 +0000</pubDate>
		<dc:creator>Kristen Watson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Adam Smith]]></category>
		<category><![CDATA[Smith]]></category>

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		<description><![CDATA[Adam Smith was a Scottish social philosopher and broke new ground for political economy. One of the key figures of the Scottish, Smith wrote The Theory of Moral Sentiments and An Inquiry into the Nature and Causes of the Wealth of Nations. The second, typically given a shorter title of The Wealth of Nations, is regarded as his work of genius and the primary contemporary [...]]]></description>
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		<title>Why Pawn Shops Are Bad News: High-Cost Credit in Disguise</title>
		<link>http://creditcard-now.com/financial-tips/why-pawn-shops-are-bad-news-high-cost-credit-in-disguise</link>
		<comments>http://creditcard-now.com/financial-tips/why-pawn-shops-are-bad-news-high-cost-credit-in-disguise#comments</comments>
		<pubDate>Mon, 07 May 2012 04:39:04 +0000</pubDate>
		<dc:creator>Kristen Watson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Pawn Shops]]></category>

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		<description><![CDATA[With banks practically shutting their doors on consumers with bad credit, pawn shops have become such hot items these days; as increasing number of desperate borrowers seem to flock in that direction. Unlike those bygone movies, pawn shops are not just lurking in the shadows; they are actually beckoning from the shadows – an enticing [...]]]></description>
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		<title>5 Ways the Bankruptcy Abuse Prevention and Consumer Protection Act Changed Bankruptcy for Las Vegas Residents</title>
		<link>http://creditcard-now.com/financial-tips/5-ways-the-bankruptcy-abuse-prevention-and-consumer-protection-act-changed-bankruptcy-for-las-vegas-residents</link>
		<comments>http://creditcard-now.com/financial-tips/5-ways-the-bankruptcy-abuse-prevention-and-consumer-protection-act-changed-bankruptcy-for-las-vegas-residents#comments</comments>
		<pubDate>Sat, 14 Apr 2012 05:55:49 +0000</pubDate>
		<dc:creator>Kristen Watson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Consumer Protection Act]]></category>
		<category><![CDATA[Protection Act]]></category>

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		<description><![CDATA[During the mid-2000s, the banking lobby held quite a bit of sway over Congress, and one of its achievements was helping it pass the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) in April 2005. This law was the largest revision of the bankruptcy law since 1978. Although the law was changed nearly seven years [...]]]></description>
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		<title>Personal Bankruptcy Higher in Some Black Communities</title>
		<link>http://creditcard-now.com/financial-tips/personal-bankruptcy-higher-in-some-black-communities</link>
		<comments>http://creditcard-now.com/financial-tips/personal-bankruptcy-higher-in-some-black-communities#comments</comments>
		<pubDate>Tue, 10 Apr 2012 00:48:40 +0000</pubDate>
		<dc:creator>Kristen Watson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Black]]></category>
		<category><![CDATA[Black Communities]]></category>
		<category><![CDATA[Personal Bankruptcy]]></category>

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		<description><![CDATA[Black communities in Cook County, Chicago, have a higher personal bankruptcy filing rate than white communities. It&#8217;s even worse for women. A fascinating and extensive report published this month by the Woodstock Institute finds that in the period studied, 2006 to 2010, the rate of personal bankruptcies filed in predominantly African American communities was 5.2% [...]]]></description>
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		<title>When Does Debt Become a Problem?</title>
		<link>http://creditcard-now.com/financial-tips/when-does-debt-become-a-problem</link>
		<comments>http://creditcard-now.com/financial-tips/when-does-debt-become-a-problem#comments</comments>
		<pubDate>Thu, 29 Mar 2012 07:30:17 +0000</pubDate>
		<dc:creator>Kristen Watson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Problem]]></category>

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		<description><![CDATA[You will realize your debt is turning into a problem once you see the indications like finding yourself ignoring bills up until receiving a final notice. Another sign is when you can no longer pay even just the minimum amount due for your credit card usage. You’ll also know it’s becoming a bad debt when [...]]]></description>
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