The Citi Platinum Select MasterCard offers a low variable APR and 0% introductory rate on balance transfers and purchases for up to 15 months. The Citi Platinum Select card is ideal for those looking to transfer high rate balances or looking to make purchases with a no interest credit card.
Summary:
- 0% APR on balance transfers and purchases for up to 15 months*
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
Citi Platinum Select 0% Offer
The Citi Platinum Select comes with a dual 0% offer–up to 15 months no interest on balance transfers and purchases. The actual length of the 0% offer will depend on your application and credit history. With the balance transfer, there is a 3% transfer fee. There are no fees associated with the 0% on purchases offer.
Extra Cash from Citi
The Platinum Select card also comes with a little known benefit from Citi called Extra Cash. With Extra Cash, you can purchase products online through Citi and apply your Extra Cash toward the purchase price. When you receive your Citi Platinum Select MC, you can enroll for free. Once enrolled, you are given !00 dollars in Extra Cash, and you earn 10% of your purchases with the card in additional Extra Cash. You can use Extra Cash for savings on travel, merchandise, or gift cards.
Fees & Other Features
There is no annual fee for the Citi Select MasterCard. You also have $0 liability for unauthorized charges. And Citi provides you access to online account management where you can review your card activity and easily pay your bill online.
How to Apply for the Citi Platinum Select
Applying for the card is quick and easy. We’ve provided a link below that will take you to the official Citi website for the card, which looks like the following:

From this page, you can click on the green apply button to go to Citi’s secure online application. The application takes just a few minutes to complete, and Citi will even notify you by e-mail or regular mail (your choice) the outcome of your application.