Nov 14
Most Las Vegas bankruptcy cases involve people with few assets beyond a house, car(s), and credit card debt. True, those types of cases can be tricky, but aside from nuances, the situation is fairly straightforward. Other petitioners, though, have more assets, which leads to more complex dispositions. For example, some people will own commercial or residential properties that they normal rent out to tenants. Often these days, the properties are underwater, and the petitioner lists them on a Chapter 7 petition as an asset with no equity in it but states an intention to reaffirm the mortgage.
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Tags: Las Vegas, Vegas
Nov 13
You may think you control your money, but like it or not, your habits may have more to say about your spending than you do.
University of Texas psychology professor Art Markman knows how consumers’ habits can improve — or hurt — their personal finances. In his upcoming book, “Smart Thinking: Three Essential Keys to Solve Problems, Innovate and Get Things Done,” Markman lays out a three-part formula for developing intelligent habits to acquire high quality knowledge — and using that knowledge when necessary.
Art Markman, author, ‘Smart Thinking’ 
Art Markman is the Annabel Irion Worsham Centennial Professor of Psychology and Marketing at the University of Texas at Austin.
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Tags: Art Markman, Markman
Nov 13
The Discover® Student Open Road Card is Discover’s student version of its Open Road gas rewards credit card. One of the main benefits of this credit card is that it lets student earn extra rewards on gas and restaurant purchases with no annual fee. A second big benefit is the 0% introductory APR on purchases which lasts up to 9 months for those who qualify, of course.
Interest Rates and Fees
After the introductory purchases APR expires, the regular APR ranges from 12.99% to 19.99%, depending on your credit history. There’s a 23.99% cash advance APR and cash advance fee of $10 or 5%, whichever is greater. If you fall behind on your credit card payments by more than 60 days or default on your credit card in some other way, the penalty APR will be between 17.99% and 24.99%, again based on your credit history. You’ll pay up to $35 fee on late and returned payments. All APR
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Tags: Card, Open Road, Open Road Card, Road Card
Nov 12
The costs and attorney fees for filing for bankruptcy in Massachusetts has increased, of necessity, since the Bankruptcy Abuse and Protection Act of 2005. We try to be the Boston low cost bankruptcy lawyer because our clients demand top quality effective legal representation at a fair and reduced cost.
The cost for attorney fees can be found by simply calling us; we can generally undertake an intake and you can talk to a lawyer for a low bankruptcy fee quote during your phone call. Reduced fee Massachusetts bankruptcy lawyers are also a function of your income and assets, along with the difficulty of your case.
What are the new requirements in the BAPA? Why are attorney fees higher than they used to be? We will attempt to outline some of the requirements under the new law here.
First and foremost, bankruptcy attorneys must now verify all of the information our clients provide.
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Tags: Bankruptcy, Low Cost
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